Iris Secure

Iris Secure

In a world where we will increasingly do business with parties we've never met, and might never meet, authentication will become as integral a part of the transaction as the exchange of goods and tender.

The robustness of iris recognition makes it ideal for authenticating parties to commercial transactions, to reduce fraud in applications like check-cashing and ATMs, unauthorized activity in applications like treasury management, and in future, to ensure non-repudiation of sales, or to provide Letter of Credit and other authentication services in an electronic commerce environment.

Iris Recognition ATMs Iris-recognition in ATMs is bringing new security and service standards to consumer banking around the world. Since deployment of the first iris recognition-enabled ATM in 1998, the technology has been incorporated in platforms built by the world's leading ATM manufacturers and is used by financial institutions in Asia, Europe and North America.

Case Studies

Bank United of Texas Texas's Bank United was the first US bank to implement iris recognition at ATM's and the first bank anywhere to use the technology in the single-factor mode - without PINs, passwords, or cards. Using an IrisCode^® record, a digitized 512 byte representation of the feature-rich iris, or colored part of the eye, the system can authenticate the identity of individuals with greater accuracy than any other method, to help eliminate fraud. The system requires no contact and minimal cooperation to function. Bank United studies showed extremely high customer satisfaction with the iris recognition-based ATMs built by Diebold. Ninety-eight percent of users were very positive about the experience, citing it as more secure (82%); more convenient (82%); easier (78%); quicker (65%); and more reliable (70%) than regular ATMs. Not having to use a card was the best-liked feature of the system. According to Ron Coben, Executive Vice President, Bank United, "I switched from roll-down car windows to electronic windows. I switched from record albums to CDs I switched from getting up to change TV channels to never getting up for anything, And now I'm ready to switch from using my ATM card to using the iris of my eye."

UK's Nationwide Building The positive feedback in the Bank United research mirrors research done a year earlier during a pilot by the UK's Nationwide Building Society. There was 100% approval on three critical issues: reliability, security and customer acceptance. 91% preferred iris recognition over PIN and signature 94% would recommend to friends/family 94% were comfortable/very comfortable using the new system the biggest single negative was "why isn't there more of it." Brian Davis, Chairman/CEO Nationwide Building Society, said, "the impact of iris identification on banking is going to be significant. In fact, it will have as big an impact on our business as cash machines themselves did when they were first introduced in the '70s. It will replace the PIN number as the second double-check in the exchange."

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